Private Clients - Personal Articles Floater

Our Private Collections policy can be purchased either as a standalone policy or as an endorsement added to a homeowner’s insurance policy.

We provide a fully comprehensive all risks of physical loss or physical damage coverage for valuable personal property that often requires more coverage than the usual limits provided by an insured’s homeowner policy. We will pay the cost to repair or replace clients’ property at an agreed value basis for scheduled items and market value for blanket coverage up to US$25,000 per item.

We sell this cover as part of a Personal Articles Floater (PAF) and it is available in the USA, and Canada via a binding facility to third party Coverholders, which wraps together the individual standalone private collection policies.

We also provide a Homeowners’ HO5/PAF package solution that is sold directly from our USA offices.

What We Cover


Coverage Highlights

Coverage enhancements can include

Download our Private Collections Overview PDF to learn more.

Why Aura Risk?

Aura Risk Management & Insurance Services is a full-service underwriting wholesale agency, handling your client’s commercial insurance needs.
Our goal is to make it easier for you as a broker providing a more effective way to do business, by creating simpler ways to source
insurance solutions by connecting you to insurance products through our carrier partners.

Specialized Insurance Solutions

Aura Risk is a leading wholesale distributor of specialty insurance products. Our team works with top-rated carriers, giving you access to diverse markets for tailored client solutions.

Excellence in Service

With over 100 years of combined insurance experience, our team is knowledgeable and ready to help you secure the coverage that is right for your client.

National Coverage

Many of Aura’s insurance carriers have a national reach, providing coverage to businesses throughout the United States

Ready to Get Started?

Don’t wait until it’s too late. Contact us today to learn more about Workers’ Compensation and how it can benefit your clients.

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